Why the old safety rule matters more now

Fraud does not need sophisticated technology to work; it needs a person to act before checking. AI-generated voice, text, images, or video can add pressure by making a false message seem familiar. The Federal Trade Commission warns that scammers can use AI to clone voices and make urgent requests more believable.

That does not mean every unusual message is fraudulent. It means a message, caller ID, voice, logo, or familiar writing style is not enough proof to change a financial instruction.

Use an independent verification path

If you receive new or changed wire instructions, a request to send funds, a change to an account number, or an urgent message from anyone connected to a transaction, pause. Call the escrow, title, lender, attorney, or other professional using a phone number you already know from a verified document or official website—not the number in the new message.

Do not reply to the email, click an unfamiliar link, or use a newly supplied number as your verification step. Ask the verified party to confirm the instruction directly. If anything remains unclear, do not send funds until it is resolved.

A short closing-safety checklist

  1. Discuss the expected wire process before an urgent message arrives.
  2. Keep verified contact information in a separate place.
  3. Confirm any change by calling a known number.
  4. Be skeptical of secrecy, urgency, or a new payment destination.
  5. Tell your transaction team immediately if you think you received a suspicious message.

Raveena can help keep the real-estate process organized, but payment instructions should always be confirmed with the responsible financial or settlement professional.

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Raveena Ashar

Reviewed by Raveena Ashar

Orange County real estate professional · California DRE #01936601 · Rise Realty